Every 7 seconds, another American turns 60; which means their parents turn 80. As America ages, U.S. employers face an emerging business challenge due to the much publicized eldercare and care giving resource crisis. Care giving impacts both corporate health care costs and employee productivity. Much of today's workforce is the "sandwich generation"---challenged with caring for [...]
What are accelerated benefits? A life insurance policy ordinarily pays benefits to a beneficiary after a policy owner dies. But policy benefits can be accelerated if they are paid directly to a chronically or terminally ill policy owner before he or she dies. Provisions for accelerated or "living benefits" may be included in a policy [...]
All of our lives are filled with special moments that take our breath away and make us smile. Don't over look the important insurance protection that you should have in place just in case Life Happens and your Polaroid Picture doesn't turn out exactly as you had intended. Click Here To Watch, "Life Happens in [...]
November is Long-Term Care Awareness Month. It is a time to have a frank discussion with your spouse and your family about Long-Term Care or Extended Care. Long-Term Care is NOT a condition or a place. It is a life changing event brought on by an illness, injury or frailty. Also keep in mind that [...]