Most Millennials be like, "Why are you talking to me about Long-Term Care Planning, I am decades away from having to worry about that." Here's the deal, if your parents haven't planned for Long-Term Care this issue may affect you physically, emotionally and financially a lot sooner than you may think. True story: Talked to [...]
Every 7 seconds, another American turns 60; which means their parents turn 80. As America ages, U.S. employers face an emerging business challenge due to the much publicized eldercare and care giving resource crisis. Care giving impacts both corporate health care costs and employee productivity. Much of today's workforce is the "sandwich generation"---challenged with caring for [...]
November is Long-Term Care Awareness Month. It is a time to have a frank discussion with your spouse and your family about Long-Term Care or Extended Care. Long-Term Care is NOT a condition or a place. It is a life changing event brought on by an illness, injury or frailty. Also keep in mind that [...]
YES! The Long-Term Care Insurance Market Place is Changing Without a doubt the Long-Term Care and Extended Care market place has undergone much change. We have seen carriers increase rates while some have exited the market place. We have seen many plan design changes while some of your favorite plans have disapeared all together. We [...]