What are accelerated benefits? A life insurance policy ordinarily pays benefits to a beneficiary after a policy owner dies. But policy benefits can be accelerated if they are paid directly to a chronically or terminally ill policy owner before he or she dies. Provisions for accelerated or "living benefits" may be included in a policy [...]
All of our lives are filled with special moments that take our breath away and make us smile. Don't over look the important insurance protection that you should have in place just in case Life Happens and your Polaroid Picture doesn't turn out exactly as you had intended. Click Here To Watch, "Life Happens in [...]
November is Long-Term Care Awareness Month. It is a time to have a frank discussion with your spouse and your family about Long-Term Care or Extended Care. Long-Term Care is NOT a condition or a place. It is a life changing event brought on by an illness, injury or frailty. Also keep in mind that [...]
YES! The Long-Term Care Insurance Market Place is Changing Without a doubt the Long-Term Care and Extended Care market place has undergone much change. We have seen carriers increase rates while some have exited the market place. We have seen many plan design changes while some of your favorite plans have disapeared all together. We [...]