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YES!
The Long-Term Care Insurance Market Place is Changing

Without a doubt the Long-Term Care and Extended Care market place has undergone much change. We have seen carriers increase rates while some have exited the market place. We have seen many plan design changes while some of your favorite plans have disapeared all together. We have watched as carriers have introduced gender based underwriting while other carriers ponder the introduction of Para-Meds as part of their underwriting process. Seems a little crazy out there doesn’t it? Why all of the change? It surrounds one word; NEED. Policy holders are using their plans like never before. The Boomers are turning age 65 at the rate of 10,000 per day and they are applying for LTCi policies at an unbelievable rate. The one thing that has not changed is the NEED. As a matter of fact we are seeing that NEED increasing.

If you are in the Charlotte region or in the Carolina’s for that matter and you have questions about Extended Care Planning give us a call. We will talk with you concerning the truths, the realities and the myths surrounding Extended Care Planning. At Southeastern Brokerage Group not only do we help people plan for Extended Care we have lived the issues with our own personal experiences as hands on care givers. We know first hand the business aspects of Extended Care, as well as, the personal challenges associated with Extended Care